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America’s Best Guarantee

Truth. Justice. And The American Dream!

We Guarantee we will match or beat any competitor’s rate and fees on the day you lock in. Just upload the competing lender’s Loan Estimate — and if we can’t beat it, we’ll write you a check for $500, just for shopping your loan with us.

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How the Guarantee Works

1

Get a Competing Offer

Already shopping around? Get a Loan Estimate from another lender for the same loan program and terms.

2

Upload It To Us

Send us that Loan Estimate. We’ll compare rate, fees and terms side-by-side, apples to apples.

3

We Match, Beat, or Pay You

We’ll match or beat it on the day you lock. If we can’t, we write you a check for $500 — no hard feelings, Super Powered!

Why We Do This

We shop 50 different lenders on every loan so you don’t have to. We’re confident that beats going it alone with a single bank or broker — and we’re willing to put money behind it. Simple. No Nonsense. The Best.

Guarantee terms: To qualify, the competing Loan Estimate must be for the same loan program, loan amount, property, lock period and closing timeline. We will compare rate, discount points and lender fees on the day we can lock your rate. If our combined rate and fees are not equal to or better than the competing offer, we will send a $500 check upon closing of your loan with America’s Best Lenders. One guarantee redemption per household. Not valid in combination with other offers. Rates, programs and terms subject to change without notice. Not a commitment to lend.

© 2026 America's Best Lenders • A division of KW Mortgage Enterprises Inc. • Equal Housing Lender • NMLS #2282987. Rates and programs subject to change without notice. Not a commitment to lend.